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(512) 847-9394


The Peace of Mind You Deserve

Beard Insurance, LLC, in Wimberley, Texas, specializes in a wide range of life insurance and annuity products. We're also proud to offer first-rate health insurance policies. Our insurance professionals are committed to providing the best advice and insurance policies possible.


Protecting Your Family

Nothing is more important to you than family. Therefore, it is crucial to plan for their financial and personal well-being when you are no longer around. Life insurance forms an integral part of your estate plan and allows you to gain peace of mind, knowing that your loved ones will be freed of financial stresses. Our policies manage the equitable distribution of assets to your heirs, provide ready funds to pay estate taxes and settlement costs without the delay and costs of probate, and furnish a significant increase in cash death benefits to your beneficiaries. Our three main life products offer specialized options to protect and manage your estate.

Term Life Insurance

Term life insurance is relatively inexpensive and provides a tax-free death benefit to your beneficiaries with coverage for a fixed period of years—5, 10, 15, 20, or 30—depending on your age at the time of purchase. Term life insurance does not accumulate cash value.

Senior Couple Outside Their Home

Doctor With Woman

Final Expense Life Insurance

Final expense life insurance, also known as simplified issue whole life insurance, helps pay for final expenses upon death. These plans usually provide up to $25,000 to $30,000 in benefits and often do not require medical examinations. However, issuance of a policy is often not guaranteed and may depend on answers to questions set forth in an application.

Whole Life Insurance

Whole and universal life insurance accumulates cash value and earns interest. These policies are income tax-free and provide a financial benefit to your beneficiaries. If an emergency arises, the insured has access to these funds by borrowing against the acquired cash value or by asking for a partial surrender of these values.


Annuity Products

Start planning for a prosperous and fulfilling retirement. Annuities function in the opposite manner of life insurance, by providing you with a monthly income during your lifetime. An annuity is a contract regarded as an investment with an insurance company. They provide opportunities to liquidate accounts in the form of systematic payments. Annuity payments can be received over a specific number of years, in a lump sum, or in guaranteed payments for the rest of your life. Additionally, withdrawals are available, however, they many result in a surrender charge.